From the category archives:
How do you handle large purchases? Large purchases has always been my weakness. In the past I’d do a great job tightening up my spending only to have a large purchase fly through and blow my budget to smithereens. These large purchases would often cause my previous attempts at budgeting my money to fail. I [...]
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Today I’m going to talk about how my girlfriend and I have our accounts set up, and hopefully it’ll give you some ideas of how you can do this with your significant other as well. … It seems like it differs from bank to bank, but you don’t want to be caught in a situation where you’re out of money in your joint account with rent due in a couple days.
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When my girlfriend and I first moved to California, one of our most important decisions was whether or not we needed two cars. At the time I believed that having two cars was almost necessary, because carpooling could be a major pain depending on our office locations. Also, if we did have two cars and [...]
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Do you fear budgets? Have you tried them in the past and failed? I’ve had my fair share of failed budgeting attempts, but I’ve finally found a system that works well for me. I’ve been using a zero-based budget for the past year and it provides the right amount of control and flexibility, while still [...]
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You’re on a hot date at a fancy restaurant. Your date recommends ordering a bottle of wine. Looking through the wine menu, what do you get? You can’t get the cheapest thing on the menu because that’ll make you look bad. You also don’t want to ask for a recommendation from your date or your [...]
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Numbers are absolute. They’re cold and predictable. But humans aren’t. You can’t treat personal finances like a math problem. Scribbling a bunch of equations on a piece of paper won’t give you a solution. Personal finance is so much more complicated than that because it’s personal. We use personal finance heuristics to simplify things. Heuristics [...]
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You walk into a shopping mall with rough list of things you “need” to buy. But then you walk out with an arm full of “stuff,” and your wallet $200 lighter. Admit it, this has happened to you right? You ever wonder why? You ever think to yourself that there’s gotta be a way to [...]
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Today, Mr Credit Card is going to take over and write about the types of deals and marketing tactics we face from companies. He will then outline the steps we should take to avoid being suckered into a deal we do not need. Speaking of deals, if you are looking for a new credit card, [...]
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Welcome visitors from the Best of Money Carnival #56! I am excited to have been selected as one of the top ten posts this week. If you enjoy this post please subscribe for free updates through rss or follow me on twitter. I don’t know what, they want from me It’s like the more money [...]
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One of the credit cards I carry around in my wallet is the Discover More card. Despite having really great features on paper, the more and more that I think about it, the less I like the card. Today is a review of the Discover More card.
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