From the category archives:

Psychology

Procrastinating Personal Finances

Man procrastinating

by Ace on July 16, 2010

You ever have something that you “know needs to get done,” but the task never makes it way off your to-do list? What about something that specifically had something to do with personal finance? Are there things that you mean to do (start saving for retirement, start an emergency fund, pay down debt) but somehow [...]

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Have you ever experienced embarrassment in your financial life? A few weeks ago, my girlfriend and I were at a restaurant. At the end of my meal, the waitress came to give us our check and I handed her my credit card that I had activated earlier that day. She came back a few minutes [...]

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Do You Fall for This Pricing Trick?

Wine Glass

by Ace on July 2, 2010

You’re on a hot date at a fancy restaurant. Your date recommends ordering a bottle of wine. Looking through the wine menu, what do you get? You can’t get the cheapest thing on the menu because that’ll make you look bad. You also don’t want to ask for a recommendation from your date or your [...]

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You walk into a shopping mall with rough list of things you “need” to buy. But then you walk out with an arm full of “stuff,” and your wallet $200 lighter. Admit it, this has happened to you right? You ever wonder why? You ever think to yourself that there’s gotta be a way to [...]

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Lotteries Where Everyone Wins

by Ace on June 21, 2010

Post image for Lotteries Where Everyone Wins

Imagine every time you entered a lottery you won! You’d be pretty excited wouldn’t you? I know I would. Lotteries historically get a really bad rap in the personal finance world and rightly so. But today we’re going to talk about lotteries where even the losers are winners.

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Much to Learn You Still Have

by Ace on June 16, 2010

Mistakes. Everybody makes mistakes. They are an opportunity to learn.  As a great Jedi Master once said, “Much to learn you still have.” Yet, why do we often let these opportunities pass us by?  Without understanding why, we are destined to make the same mistakes over and over. How do you cope with mistakes? Do [...]

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Mo Money, Mo Problems?

by Ace on June 15, 2010

Welcome visitors from the Best of Money Carnival #56! I am excited to have been selected as one of the top ten posts this week. If you enjoy this post please subscribe for free updates through rss or follow me on twitter. I don’t know what, they want from me It’s like the more money [...]

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5 Tips to battle lifestyle inflation

by Ace on May 31, 2010

At what income would you feel rich?  Is it $100,000, or maybe as high as $500,000?  Secretly we all have a number in our mind, and we think, “If I just made $X a year, I would be rich!”  However, whenever a salary increase comes along, we tend to increase our spending as well.  This [...]

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Breaking the status quo

by Ace on May 24, 2010

I am a huge fan of automation, and while I am still working out the kinks in my financial automation system, I am a huge believer of automatic payments for credit cards. For every credit card I’ve ever signed up for I’ve always registered for an automatic payment in full at the due date, and [...]

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